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Get $500 By Maximizing Cash Rebates - Good Money BlogThis forum post has messages dated from 08/03/10 through 09/16/11, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it. - Credit and Credit Cards
| Get $500 By Maximizing Cash Rebates - Good Money Blog Credit cards can work or against us. It depends how we use them.As a consumer who pays off balance every month (except 0% APR deals), I have been taking advantage of cash reward credit cards for years. In the past 12 months alone, I earned 2.68% cash back (equivalent to a pre-tax return of 3.83%) for all my purchases charged to credit cards - Here we?re talking about $500-$1, 000+ per year (read full article)
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| I am not really fond of using credit cards though I know that they also have advantages. But I can manage myself well if I use cash or just simply a debit card. I can control well my expenditures when I don't use credit cards. But, I respect if it is useful for most people. I think it is good enough for those who are affluent that need not to bring bulk of cash with them. |
| I think it is much better to not have credit cards at all for it would be hard to control how you spend when you have the chance to spend and spend. But I have to agree with you guys, as long as you know how to control your expenses, then it would not matter if you have a credit or debit card at all. It all depends on your spending habits. |
| Is it really such a good idea to start trying to make money by buying everything with credit cards? Is not the danger to great? It can be so easy to get into the habit of buying everything that looks nice and thinking that it can easily be payed for later, when you have the money. This can lead to a vicious cycle of debt which can be very hard to get out of, and which is probably best to avoid. |
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